Master the Infinite Banking Concept

Your comprehensive educational resource for achieving financial independence through IBC. Learn how Ontario families and entrepreneurs are taking control of their financial futures with dividend-paying whole life insurance.

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Don't miss out on weekly insights, real-world case studies, and practical strategies for implementing IBC. Our YouTube channel brings the Infinite Banking Concept to life with engaging content tailored for Ontario families and entrepreneurs.

Blogs by Topic

Why Financial Confidence Has Nothing to Do With Income, and Everything to Do With Structure

Why Financial Confidence Has Nothing to Do With Income, and Everything to Do With Structure

Eric Hawn
Published on: 14/01/2026

High income doesn’t guarantee financial confidence. Discover how structure, control, and banking systems determine long-term financial stability.

Understanding IBC BasicsStrategic Life Insurance
The Insurance Retirement Plan (IRP): A Tax-Efficient Way to Create Guaranteed Retirement Income in Canada

The Insurance Retirement Plan (IRP): A Tax-Efficient Way to Create Guaranteed Retirement Income in Canada

Eric Hawn
Published on: 07/01/2026

Learn how the Insurance Retirement Plan (IRP) uses a strategically designed participating whole life insurance policy to create tax-efficient, guaranteed retirement income—without drawing down investments or exposing retirees to market risk.

Strategic Life Insurance
Is Debt Bad? Understanding Debt, Control, and How Infinite Banking Changes the Equation

Is Debt Bad? Understanding Debt, Control, and How Infinite Banking Changes the Equation

Eric Hawn
Published on: 31/12/2025

Debt isn’t inherently good or bad — the real issue is control. This article breaks down the psychology of debt, compares Ramsey and Kiyosaki philosophies, and explains how the Infinite Banking Concept reframes debt into a controlled financial tool rather than a burden.

Understanding IBC BasicsBanking Basics
The History of Whole Life: Why This Once-Forgotten Financial Tool Is Making a Modern Comeback

The History of Whole Life: Why This Once-Forgotten Financial Tool Is Making a Modern Comeback

Eric Hawn
Published on: 19/11/2025

Whole life insurance was once the cornerstone of family finance — offering guaranteed growth, liquidity, and legacy protection. Learn why this historic savings tool is making a comeback as a modern wealth-building system, designed for efficiency, control, and generational banking.

Understanding Participating Whole Life Policies
IBC Case Study 1 - The Average Canadian Family

IBC Case Study 1 - The Average Canadian Family

Eric Hawn
Published on: 11/11/2025

See how a Canadian family redirects 25% of after-tax income lost to interest, builds a policy, and recaptures debts using a personal banking system.

IBC Case Studies
Re-Thinking Your Savings: How To Turn Your Emergency Fund Into Wealth

Re-Thinking Your Savings: How To Turn Your Emergency Fund Into Wealth

Eric Hawn
Published on: 18/09/2025

Your savings account keeps money safe but limits growth. Learn how to re-think your emergency fund and use the Infinite Banking Concept to grow wealth while keeping cash accessible.

Understanding IBC Basics

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